Step 1: Understand Your Options

There are two main federal disability programs:

• SSDI: For people who have worked and paid Social Security taxes.
• SSI: For individuals with limited income and resources, regardless of work history.

In Arkansas, both programs are administered through the Social Security Administration (SSA). There is no separate state disability program, but Arkansas residents receive support through these federal channels.

Step 2: Check Your Eligibility

Before applying, make sure you meet basic eligibility criteria:

• For SSDI:
• Work history: You’ve paid into Social Security through prior employment.
• Work credits: Typically, 40 credits (about 10 years of work), though fewer are required for younger workers.
• Medical condition: Must meet SSA’s definition of disability — a severe impairment expected to last at least 12 months or result in death.
• For SSI:
• Income limit: Your income and resources are below SSA’s set limits.
• Medical condition: Same medical criteria as SSDI.

Tip: You can apply for both SSDI and SSI if you meet the requirements for each program.

Step 3: Gather Required Documentation

Prepare your documents ahead of time to speed up the process:

• Medical records
• Work history
• Current income and assets
• Medications list
• Contact information for your healthcare providers

Accurate and complete information helps prevent delays!

Step 4: Submit Your Application

You have several ways to apply for disability benefits in Arkansas:

• Online:
  Visit the SSA website at ssa.gov.
• By Phone:
  Call 1-800-772-1213 (TTY 1-800-325-0778).
• In Person:
  Schedule an appointment at your nearest Social Security office.

Step 5: Cooperate with Disability Determination Services (DDS)

After submitting your application, your file goes to Arkansas Disability Determination for Social Security Administration (DDS).

They may:

• Request additional medical information.
• Schedule a Consultative Exam (CE) if more details are needed.

Respond to all requests promptly to keep your case moving!

Step 6: Wait for the Decision

It typically takes 3 to 5 months to receive a decision. If approved:

• SSDI: Benefits may include back pay and Medicare eligibility after 24 months.
• SSI: Benefits begin shortly after approval, and you may qualify for Medicaid.

If denied, don’t worry — you have the right to appeal.

Step 7: Consider Legal Help

Navigating the application process can be tricky, especially if you face a denial. Disability attorneys in Arkansas work on a contingency basis — meaning you only pay if you win your case.

An experienced lawyer can:

• Help you file paperwork correctly.
• Represent you at hearings.
• Increase your chances of success.