1. Submitting an Incomplete or Inaccurate Application

One of the most common reasons claims are delayed or denied is because the initial application is missing information. This can include:

• Gaps in your work history section
• Missing details about your daily limitations
• Leaving out certain medical providers or treatment dates

Even small omissions can raise questions for SSA, resulting in requests for more information and adding months to the process. Double-check every field before submitting.

2. Failing to Provide Sufficient Medical Evidence

Your medical records are the foundation of your SSDI claim. Many applicants submit too few records or rely on outdated information. Strong medical evidence should include:

• Recent treatment notes
• Test results and imaging scans
• A detailed statement from your doctor explaining your functional limitations

If SSA doesn’t see enough proof of your condition’s severity, your claim may be denied—even if you truly cannot work.

3. Missing Important Deadlines

SSDI applications and appeals come with strict time limits. For example:

• You generally have 60 days to appeal a denial
• SSA may set short deadlines to provide additional documents
  Missing even one deadline can force you to start the process over, losing valuable time and benefits.

4. Working Above the Earnings Limit While Applying

While it’s possible to work part-time and still qualify for SSDI, earning above the Substantial Gainful Activity (SGA) threshold can hurt your case. SSA may interpret higher earnings as proof that you are capable of maintaining full-time employment.

5. Not Following Prescribed Treatment Plans

If you fail to follow your doctor’s recommended treatment—without a valid reason—SSA may assume your condition is manageable. Reasons such as inability to afford treatment or religious objections should be clearly documented.

6. Poor Preparation for Consultative Exams

SSA may require a consultative medical exam to assess your condition. Showing up unprepared, without relevant documents, or missing the appointment entirely can seriously harm your claim. Bring updated medical notes and be ready to discuss your daily limitations honestly.

7. Handling the Process Alone Without Guidance

While it’s possible to file on your own, navigating SSDI rules without legal help increases the risk of making costly mistakes. An experienced representative can ensure your paperwork is complete, your deadlines are met, and your evidence is strong.