Step 1: Determine Which Program You Qualify For

• SSDI is based on your work history and how much you've paid into Social Security through payroll taxes.
• SSI is need-based and available to individuals with limited income and assets, regardless of work history.

You can apply for one or both programs depending on your situation.

Step 2: Gather Required Documentation

Before starting your application, collect:

• A list of all medical providers, treatments, and diagnoses
• Work history from the last 15 years
• Financial documentation (for SSI applicants)
• Medications, test results, and hospital records
• Personal identification documents (Social Security number, birth certificate)

Having these ready helps avoid delays or denials due to missing information.

Step 3: Submit Your Application

You can apply in one of the following ways:

• Online at ssa.gov
• By phone by calling 1-800-772-1213
• In person at your local Social Security office in Arkansas

Make sure to fill out the forms accurately and include as much detail as possible about how your condition limits your ability to work.

Step 4: Cooperate with the Disability Determination Process

YAfter submitting your application, your file will be reviewed by the Arkansas Disability Determination Services (DDS). During this step, you may be:

• Asked to attend a Consultative Exam (CE) with a medical provider
• Required to submit additional documentation
• Contacted for a phone interview or clarification

Respond promptly to any requests to avoid delays.

Step 5: Wait for a Decision

It typically takes 3 to 6 months to receive a decision on your initial application in Arkansas. You’ll be notified by mail. If you’re approved, your benefits will begin shortly after. If denied, you have the right to appeal.

Step 6: Prepare to Appeal If Denied

If your application is denied, don’t be discouraged—most applicants are denied initially. You’ll have 60 days to appeal. The appeals process includes:

1. Request for Reconsideration
2. Hearing before an Administrative Law Judge
3. Appeals Council review
4. Federal court appeal (if necessary)

Each step allows you to present additional evidence and clarify your claim.